U.S. Small Business Administration Loans

For recently-established or rapidly-growing companies in need of capital, an SBA loan can be an excellent option. With higher loan-to-value ratios and longer finance terms than other loan options, an SBA loan provides can provide capital to purchase or renovate real estate, acquire fixed assets or fund ongoing operational needs.

Washington County Bank is an approved SBA Lender. If you’d like to look into an SBA loan for your business, contact our lending experts today!

SBA Loan Programs

  • SBA 7(a)
  • SBA 504
  • SBA Express
  • Small Loan Advantage
  • Rural / Small Lender Advantage

General SBA Guidelines

  • Business must be for-profit and owner-occupied
  • Existing and start-up businesses allowed
  • Maximum loan terms allowed
    • Working capital or inventory – 10 years
    • Equipment – 10 years (or useful life)
    • Commercial real estate – 25 years

Interest rates may be fixed or variable (certain restrictions apply)