Corporate Checking

The higher volume business account rewards your business for maintaining a targeted balance, which can potentially offset your monthly service charges and provide you with an earnings credit. (Your earnings credit is based on your monthly average available balance.) The account analysis is based on a standard calculation that monitors your transactional usage and will determine whether service charges apply. (Maintenance fees and item charges are listed below.)

Account Features:

  • Monthly maintenance - $7.00
  • Checks/debits - $.12
  • Deposits/credits - $.15
  • Deposited items fees:
    • Foreign Deposit fee - $0.09
    • On Us Deposit fee - $0.06
  • Earnings factor - based on market rates

Small Business Checking

This account is designed for the business owner who has fewer monthly transactions and maintains a lower average balance. Your monthly account maintenance is FREE with a $1,200 minimum daily balance. (A $6.00 monthly fee applies only when the balance falls below the minimum.)

Account Features:

  • Your first 40 debits and 80 deposit items are FREE. (Fees listed below apply to each item exceeding the activity limit.)
  • Checks/debits - $0.18
  • Deposited items - $.18

Commercial Checking with Interest

This commercial account pays interest to those commercial accounts seeking a greater return on their checking account. Maintenance fees and item charges are listed below.

Account Features:

  • Monthly maintenance - $10.00
  • Checks/debits - $.15
  • Deposits/credits - $.30
  • Deposited items clearing on WCB - $.10
  • Deposited items not clearing on WCB - $.10
  • Deposit Assessment - 0.145%
  • Interest rate - Ask for current rate