Lending Solutions

  • Mortgage Loans

    Washington County Bank is a full-service mortgage lender with a wealth of products, local decision-making and the flexibility to fit your needs.

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  • Home Equity Loans and Lines of Credit

    Borrow against the equity in your home with much lower interest rates than credit cards and other forms of credit.

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  • Auto Loans

    Finance your purchase of a car, truck or SUV with terms to fit your budget.

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  • Personal Loans and Lines of Credit

    Flexible repayment options and credit terms that fit your needs.

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*Offer refers to a home equity line of credit secured by the equity in your single-family, owner-occupied home. Offer applies to residents in Nebraska and Harrison, Mills, and Pottawattamie Counties in Iowa. New money only and consumer accounts only. Washington County Bank checking account is required to receive promotional rate. You must carry insurance on the property that secures your account. Approval and terms subject to credit qualifications. Some limitations will apply. You may be required to pay certain fees to third parties. These fees generally total between $34 and $600. The Annual Percentage Rate (APR) will be a fixed introductory 3.25% APR for two years. Thereafter, as of June 13, 2016, the variable APR changes to 5.00% APR. This APR is based on The Wall Street Journal Prime Rate (“WSP”) Index +1.50% (5.00% APR) , but will never exceed a 19% APR and has a floor rate of 3.95% APR. The index is the highest daily prime rate published in The Wall Street Journal “Money Rates” table and becomes effective the same day as the index changes. Minimum credit line is $10,000. Making only minimum payments during the 5 year draw period will result in a balloon payment, unless we renew your line at that time. See a Personal Banker for complete details. If you close your home equity line in the first 24 months, a pre-payment penalty of $200 will be assessed. Offer can be withdrawn without notice and may not be combined with other offers.