Skip to Content

Home Equity Loan & Line of Credit

Let your home’s equity work for you.

A couple sitting at their home table looking at home improvement brochures and paint samples

Home Equity Loan

A home equity loan allows you to borrow money against a limit determined by the equity you’ve built into your home. Our home equity loans have competitive interest rates and a variety of payment terms to meet your needs.

Account Summary

  • Best for large, single purchases of a specific amount for predictable monthly payments
  • Loan amount is determined by need, equity in home, income and credit score
  • Multiple payment options and rates (dependent on income and credit score)
  • Lower rates than personal loans
Get Rates & Apply at a Branch
A young couple holding up paint samples to a plain wall

Home Equity Line of Credit

A home equity line of credit allows you to borrow money against a limit determined by the equity you’ve built into your home, but you'll only pay interest on the amount you use. With a Washington County Bank Home Equity Line of Credit, you'll have access to your cash equity when you need it.

Account Summary

  • Best for multiple purchases, ongoing use or projects with uncertain costs
  • Make purchases with a Visa┬« Debit Card, check or online transfer
  • Only pay interest on the amount you are using
  • Credit limit is determined by need, equity in home, income and credit score
  • Lower rates than personal lines of credit
Get Rates & Apply at a Branch

Calculate your ideal home equity options.

Use our interactive home equity calculators to compare interest rates, payments, and even estimate the maximum amount that can be borrowed.

A gray caluclator