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Secured Visa® Card

Help establish or improve your credit.

Visa platinum card

Secured Visa® Card

Take control of your credit.

Deposit Disclosure

Account Summary

  • Variable 21.99% APR1 on purchases and balance transfers based on the Prime Rate.
  • Request your own credit limit by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply (subject to credit approval).
  • Enjoy the rewards of established or improved credit. You may be able to get your deposit back automatically in as little as 11 months when you maintain a good payment history (subject to credit approval).
  • Qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments (subject to credit approval).
  • Low $25 Annual Fee1
See the Summary of Credit Terms links above for important information on rates, fees, costs, conditions and limitations.


Additional Features2

Digital Banking

Monitor your spending and pay your bills 24/7 from anywhere. Plus, learn about the digital payment platforms we support.

Fraud Protection

We monitor your account 24/7, and if we suspect fraudulent activity on your credit card, we notify you immediately.

FICO® Credit Score

View your FICO® Credit Score each month online for free. Simply log in to view your score.

Zero Liability3

Our 24/7 guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.

Auto Rental Insurance

Receive coverage, at no additional cost, for damage due to collision or theft up to the actual cash value of most rental vehicles.

Extended Warranty

Covers exactly what the original U.S. warranty covers up to a maximum of one additional year. If covered damage or breakage occurs, the item will be repaired or replaced.

Travel Accident Insurance

Receive coverage for common carrier accidental death or dismemberment, at no extra cost, when you charge your entire travel fare to your card.

Purchase Protection

Will replace, repair or reimburse you for eligible items of personal property up to $1,000 per claim for 90 days from the date of purchase due to covered reasons.

Calculate your credit options.

Compare two credit cards, calculate debt consolidation, see how interest rates affect credit card balances, and so much more.

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1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms links above.

2 Complete programs details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.

3 Visa's Zero Liability policy covers U.S. issued cards only and does not apply to PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A., Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 9, the version of FICO® Credit Score we use to manage your account, within 45 days of account opening.