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Complete Rewards® Visa® Card

A credit card that rewards you for spending.

Visa Complete Rewards gold colored card

Complete Rewards® Visa® Card

Earn rewards on your purchases.

Account Summary

  • No annual fee1
  • Earn 1% back on purchases2
  • Earn 1.5% back when you choose to redeem your rewards into your checking or savings account2
  • Earn enough rewards to redeem for a $25 statement credit when you make a purchase in the first 3 billing cycles2
  • 0% introductory APR1 for the first 6 billing cycles on purchases and balance transfers. After that, a variable APR based on the Prime Rate between 17.99% and 24.99% APR depending on your creditworthiness.
  • An introductory balance transfer fee1 of 3% for the first 6 billing cycles applies to this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).
See the Summary of Credit Terms links above for important information on rates, fees, costs, conditions and limitations.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.



Additional Features3

Digital Banking

Monitor your spending and pay your bills 24/7 from anywhere. Plus, learn about the digital payment platforms we support.

Fraud Protection

We monitor your account 24/7, and if we suspect fraudulent activity on your credit card, we notify you immediately.

FICO® Credit Score

View your FICO® Credit Score each month online for free. Simply log in to view your score.

Zero Liability4

Our 24/7 guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.

Auto Rental Insurance

Receive coverage, at no additional cost, for damage due to collision or theft up to the actual cash value of most rental vehicles.

Extended Warranty

Covers exactly what the original U.S. warranty covers up to a maximum of one additional year. If covered damage or breakage occurs, the item will be repaired or replaced.

Travel Accident Insurance

Receive coverage for common carrier accidental death or dismemberment, at no extra cost, when you charge your entire travel fare to your card.

Purchase Protection

Will replace, repair or reimburse you for eligible items of personal property up to $1,000 per claim for 90 days from the date of purchase due to covered reasons.

Calculate your credit options.

Compare two credit cards, calculate debt consolidation, see how interest rates affect credit card balances, and so much more.

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1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms links above.

2 See the Rewards Terms and Conditions in the Summary of Credit Terms for details, including earning, redemption, expiration or forfeiture. Your % back rewards are earned as points.

3 Complete program details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.

4 Visa's Zero Liability policy covers U.S. issued cards only and does not apply to PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A., Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 9, the version of FICO® Credit Score we use to manage your account, within 45 days of account opening.