- What types of lines of credit do you offer?
Washington County Bank offers several different line of credit plans to meet your needs. For more information regarding lines of credit, please refer to the Products pages. You can apply for overdraft protection on your checking account when applying or call an Online Representative at (402) 426-2111 for assistance.
- Are there any fees if I use my line of credit?
The only fees you will be charged are the daily interest rate on outstanding balances.
- Why does my line of credit advance as much as $100.00 into my account?
The $100.00 prevents the line of credit from advancing more frequently because of pending transactions.
- How do I make payments to my line of credit?
There are several options available to make your line of credit payment. These include:
- Transfer funds from your Washington County Bank account online — FREE.
- Have a payment automatically withdrawn from your account monthly.
- Mail payments in every month.
If your minimum payment is not received by the due date, Washington County Bank will automatically deduct your payment - at no extra charge. However, Washington County Bank will not advance your line of credit to make a minimum payment.
- Where do I send my line of credit payments?
Please send your line of credit payments to:
Washington County Bank
1523 Washington Street
P.O. Box 248
Blair, NE 68008
- Do I have to pay off the outstanding balance every month?
No. You don't need pay the total outstanding balance on your line of credit every month, but you will need to make the minimum payment.
