Washington County Bank

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A
Algorithms: A list of instructions used to complete computer tasks.
B
Browser: A browser is a software application that allows Internet users access to World Wide Web (WWW) pages on their own computers. Two of the more popular browser products are Netscape Navigator* and Microsoft Internet Explorer †.
Business day: Washington County Bank defines a business day as Monday through Friday. All bank holidays are not considered business days. Washington County Bank holidays are New Year's Day, Martin Luther King Day, President's Day, Memorial Day, Independence Day, Labor Day, Veteran's Day, Thanksgiving and Christmas.
C
Cookie: The most common meaning of "cookie" on the Internet refers to a piece of information sent by a Web server to a Web browser software that the Web browser software is expected to save and to send back to the server whenever the browser makes additional requests from the server. Depending on the type of cookie used and the browser's settings, the browser may or may not accept the cookie.
E
E-mail (Electronic Mail): Messages, usually text, sent from one person to another via a computer. E-mail can also be sent automatically to a large number of addresses.
Encryption: The encoding of a file in order to protect its contents. This entails a word or group of words essentially written in a secret code language - a language useless to anyone but you and your bank, to protect that message from unwanted viewing or tampering.
F
Firewall: A combination of hardware and software that separates a Local Area Network (LAN) in two or more parts for security purposes.
H
Hit: As used in reference to the World Wide Web, "hit" means a single request from a Web browser for a single item from a Web server; thus in order for a Web browser to display a page that contains three graphics, four "hits" would occur at the server: one for the HTML page and one for each of the three graphics.
HTML: Hypertext Markup Language is a language used to create documents and hyperlinks on the Internet.
HTTP: Hypertext Transfer Protocol lets computer users exchange information over the Internet.
I
ISP (Internet Service Provider): An institution that provides access to the Internet in some form, usually for money.
L
LAN (Local Area Network): A computer network limited to the immediate area, usually the same building or floor of a building.
M
Merchant: Any person that you decide to pay through BillPay is considered a merchant. This includes anyone from your department store to your day care provider.
Merchant List: The list of merchants you have set up to pay. In order to add additional merchants to your personal merchant list, you must use the "Add Merchant" screen that is in the BillPay module.
Modem (Modulator Demodulator): A device that you connect to your computer and to a phone line that allows the computer to talk to other computers through the phone system. Basically, modems do for computers what a telephone does for humans.
P
Password: A number or character that is used to identify yourself. This should be very unique in order to ensure privacy. We also suggest that your password be changed frequently.
Pending Payment: A payment that has been scheduled but has not yet been paid. A payment will stay on your Pending Payment list until the scheduled payment date.
S
SSL (Secure Sockets Layer): A protocol designed by Netscape Communications to enable encrypted, authenticated communications across the Internet. SSL is used mostly in communications between Web browsers and Web servers. URLs that begin with "https" indicate that an SSL connection will be used. A secure site is one which supports SSL.
U
URL (Uniform Resource Locator): The standard way to give the address of any resource on the Internet that is part of the World Wide Web (WWW). A URL looks like this: http://www.washingtoncountybank.com. The most common way to use a URL is to enter it into a WWW browser program such as Netscape or Microsoft Explorer.
W
WWW (World Wide Web): The universe of hypertext servers (HTTP servers) which are the servers that allow text, graphics and sound files to be mixed together.

*	Netscape Navigator is a registered trademark of Netscape Communications Corporation.
†	Microsoft Internet Explorer is a registered trademarks of the Microsoft Corporation.